Critical Illness insurance
Critical illness insurance can help you pay for out-of-pocket expenses related to a critical illness, regardless of any other insurance you have. This lump-sum benefit is not the same as health insurance; it is a way to pay for additional medical expenses, as well as certain living expenses, if you are diagnosed with a covered illness. You can elect $10,000/$20,000/$30,000 coverage for yourself, $5,000/$10,000/$15,000 for your spouse/domestic partner, and $5,000/$10,000 for your children.
This benefit will help offset out-of-pocket costs related to an accident or injury. It can be used for copayments and coinsurance, or to cover lost time from work. Accident insurance is designed to supplement — not replace — your health plan.
Hospital Care insurance
This plan can help you pay for your hospital stay, including ICU days and observation. You will be paid a lump sum for your hospital admission and an additional amount for any day(s) spent in the hospital.
*Please see the summary plan description for a full list