Dental and Vision
The Cigna Premier Dental PPO plan provides coverage that meets your dental care needs.
The plan allows you to use in- or out-of-network providers. It also covers preventive, diagnostic, and basic restorative care, as well as major restorative care, orthodontia, and TMJ services – up to a maximum of $2,000 per covered person per year.
To find an in-network dental provider, use the provider directory on www.cigna.com.
You will not receive an ID card for this plan. Please register for an account on the Cigna website and download your card.
The firm provides two vision plan options through Vision Service Plan (VSP). Both plans provider in-network and out-of-network benefits. No claims forms are required when using in-network providers.
Primary EyecareSM: The current Diabetic EyeCare Plan will be converted to Primary EyeCare Plan. The Plan will allow treatment and diagnoses of eye conditions, including pink eye, vision loss and cataracts for all members plus additional exams and services for members with diabetes, glaucoma or age-related macular degeneration. A standard $20 copay applies for exams. Copays do not apply to additional professional services.
LightCareTM: For those of you with 20/20 vision, you can consider enrolling in either one of the vision plans and utilizing the LightCareTM benefit to purchase ready-made non-prescription blue light filtering glasses or ready-made non-prescription sunglasses. LightCare benefits count towards your frame and lens allowance.
Computer VisionCare PlanSM: This benefit allows you to obtain another pair of glasses specifically for computer use. Having a proper pair of computer eyewear with corrective lenses can help combat the symptoms of digital eye strain: dry, irritated eyes; blurred vision; eye fatigue; and head, neck and back pain. Eye exam and standard lenses are covered in full after a $25 copay. This new benefit provides a retail frame allowance up to $90.
UV Protection Lens Coverage will be added to the Vision Premier Plan Only
Using the plan:
The easiest way to use the plan is to call a VSP provider to make an appointment. Identify yourself as a VSP member. The VSP provider will obtain an authorization from VSP for services and materials.
If you decide to use a non-VSP provider, VSP will reimburse you for services at the out-of-network level. Please refer to the Summary Plan Description for details. To be reimbursed, you must submit a VSP claim form along with your itemized receipts to VSP.
Laser care vision discounts are also available.
Did you know? Many out-of-pocket dental and vision expenses are eligible for tax-free reimbursement from your HSA. If you are not eligible for an HSA, you may enroll in a Health Flexible Spending Account.