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401(k) Retirement Savings
Retirement: Text
The firm offers a retirement savings plan designed to help you build a successful and secure financial future. The plan offers a number of advantages:
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It can help you reduce your taxes. If you make pre-tax contributions, your taxable income will be lower, and your current year taxes will be reduced. Alternatively, if you choose to make after-tax Roth 401(k) contributions, you can receive tax- free distributions from the plan when you retire.
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It makes saving easy. Because contributions are automatically deducted from your paycheck, the transactions are seamless to you. Additionally, there are online tools and resources to help you determine the best investment mix for you and your retirement goals.
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It makes sense in the long run. Using the plan to save for retirement will allow your investment earnings to compound and potentially grow faster, without taxes taking a bite each year.
Automatic enrollment
New hires are automatically enrolled for a 3% pre-tax salary deferral contribution. If you want to opt out, you must take action within 30 days from your hire date. You can change your contribution percent—up or down—at any time.


T. Rowe Price Portal*
*Network access needed
Modern Health offers free, confidential sessions with a certified mental health professional, or financial well-being coaches, one-on-one sessions with licensed clinical therapists. Contact them for support with stress, anxiety, depression, relationship issues, family concerns, substance abuse, anger, grief, loss, or life transitions. In a crisis, emergency help is available 24/7. Referrals for additional treatment are provided as needed. This benefit is available to you and employees, spouses, dependents, parents, and parent-in-laws.
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